Clean Energy Improvement Program (CEIP)

The City of St. Albert’s Clean Energy Improvement Program is open for pre-qualifications.

A New Way to Pay For Renovations That Make a Difference.

The Clean Energy Improvement Program (CEIP), administered by Alberta Municipalities, makes energy efficiency upgrades more accessible for homeowners—so you can save on energy bills and enjoy a more comfortable, efficient home for you and your family. CEIP offers flexible financing to help cover the upfront costs of energy efficiency and renewable energy upgrades, allowing homeowners to make improvements without the big upfront investment.

CEIP is an innovative financing tool which provides residential property owners in the City of St. Albert access to:

Financing up to 100% of energy efficiency and renewable energy projects.
Competitive interest rates.
Make repayment conveniently through your property’s regular tax bill.

Program Highlights

For full program details, please read the City of St. Albert’s CEIP Terms and Conditions

Participant & Property Eligibility

Participants must be the legal owner of an existing low-rise residential property located in our municipality and meet all requirements listed in theCEIP Terms & Conditions

Eligible Upgrades

All eligible energy efficiency and renewable energy upgrades can be found on the Alberta Municipalities website:

Alberta Municipalities CEIP - Residential Upgrades

Note: City of St. Albert participants must install eligible upgrades with a minimum total cost of $3,000 to qualify for financing.

Payment terms

The maximum payment term is the lesser of 20 years or the effective useful life (EUL) of the eligible upgrades. The EUL is the average time in years where the upgrade is expected to result in energy savings and is noted in each eligible upgrade description on the Alberta Municipalities CEIP - Residential Upgrades website

Repayments are made through your property tax bill, and the financing remains tied to the property tax obligation (i.e., if you decide to sell your property, you can pay off the balance without penalty or leave the remaining balance with the property tax bill).

Financing

CEIP provides financing for up to 100% of the project costs, while providing competitive interest rates for our municipality.

The interest rate provided by the City of St. Albert for eligible CEIP projects is currently 1.62% however it is variable up to but not exceeding 3%.

Incentives

For completed projects, the City of St. Albert provides a $1,400 incentive applied directly to the Clean Energy Improvement Tax to reduce the total project financing.

One incentive is available per CEIP Project.
Availability is limited and will be provided on a first-come, first-served basis.

Qualified Contractors

CEIP Qualified Contractors are energy efficiency and renewable energy companies that support property owners with their Clean Energy Improvement Program projects. Use this directory to search for Qualified Contractors in your municipality.

CEIP Qualified Contractors Directory

Preparation Checklist

Before you apply, to avoid any interruptions or delays, kindly take a moment to review all details and requirements.

Inform all property owners of your intention to apply for CEIP financing.

All property owners:

Need to sign the Project Application Form and Program agreements.
Before applying, ensure that you read the CEIP Terms & Conditions

Additionally, at least one property owner:

Needs to sign the Pre-Qualification Form and Upgrade Completion Forms.

Check that your property is eligible for CEIP financing.

Your residential property must be an existing building that is, at minimum, one of the following types of structures:

Single or Semi-detached House.
Row House.
Town Home.

Check that you meet the minimum financial requirements & property tax requirements:

Your property tax is not in arrears, now or at any time in the last five years.
You do not have late tax payments on your home, or other homes you have owned, at any time in the past five years.
You are in good standing with all other accounts with your municipality (e.g., utilities, permits, bylaws etc.)
Your home is not in foreclosure.
You are not in bankruptcy or receivership.
You are current on all property-secured debt payments (e.g., mortgage, home equity line of credit).

Check your mortgage agreement, insurance policies, and building policies, and have copies of each ready.

Check with your mortgage lender as some mortgage agreements may require your lender’s consent before you apply for CEIP financing.
Your home insurance policy may cover the property’s full value and must cover at least $1 million in personal liability insurance.
If your property is within a building that includes shared facilities or common property (e.g., condo, row house, town house) and your project will impact shared facilities / property include an approval letter from your condo board or building owner with your application.

Review thePre-Qualification Formfor the information you must include in your application.

We will need your property description & roll number. These are on your most recent property tax assessment notice.

Your CEIP Step-by-Step Journey

Completing a clean energy improvement through CEIP follows these eight steps:

Pre-Qualification
Confirm that you and your property meet the basic program qualification criteria:
- Read theCEIP Terms and Conditions
- Complete the Pre-Qualification Form
EnerGuide Home Evaluation
Understand and prioritize options for home improvements:
- Once you've received your pre-qualification approval email, schedule an EnerGuide home evaluation to learn about your home’s energy performance. Find a list of Energy Advisors that can perform your EnerGuide home evaluation in the CEIP Qualified Contractors Directory
- Once your EnerGuide home evaluation is complete, please upload it to your CEIP Application Portal.
  *A link is be provided by Alberta Municipalities after you submit your pre-qualification form.
Find a Qualified Contractor
We recommend getting three or more quotes for your project. Ask your Qualified Contractor to provide a quote that is valid for at least two months. You'll have the opportunity to choose your preferred contractor/quote during your project application.
- Find Qualified Contractors and plan your project in the CEIP Qualified Contractors Directory
Project Application
- In your pre-qualification approval email, you'll be provided a link to the CEIP Application Portal, where you can upload your project application.
- Provide supporting documents and complete the project application with the help of your chosen Qualified Contractor.
Agreements
Once your project application and financing are approved, you’ll enter into a Clean Energy Improvement Agreement and Project Agreement.
Project Installation
After signing all of the agreements, Alberta Municipalities with send an Installation Authorization Notice, at which point upgrade installation(s) can begin. Work with your Qualified Contractor to complete the improvements within 6 months.
Upgrade Completion
Submit your upgrade completion forms on the CEIP Application Portal as your improvements are completed.
Post-Project EnerGuide Home Evaluation
After your project is complete, a post-project EnerGuide evaluation will provide a new rating and label based on your home’s upgrades.
Repayment
You’ll repay the project cost through your property tax bill as per your Clean Energy Improvement Agreement.